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Legal notice

1. Company and regulation details

Aberdeen Standard Investments is a brand of the investment businesses of Aberdeen Asset Management and Standard Life Investments. Aberdeen Standard Investments is the marketing name in Canada for the following affiliated entities: Standard Life Investments (USA) Ltd, Aberdeen Asset Management Inc., Aberdeen Fund Distributors, LLC, and Aberdeen Asset Management Canada Limited. Standard Life Investments (USA) Ltd. is registered as an Exempt Market Dealer and Portfolio Manager in each of the Canadian provinces and territories and an Investment Fund Manager in the Canadian provinces of Ontario, Quebec and Newfoundland and Labrador. Aberdeen Asset Management Inc. is registered as a Portfolio Manager in the Canadian provinces of Ontario, New Brunswick, and Nova Scotia and as an Investment Fund Manager in the provinces of Ontario, Quebec, and Newfoundland and Labrador. Aberdeen Asset Management Canada Limited is registered as a Portfolio Manager in the province of Ontario. Aberdeen Fund Distributors, LLC, operates as an Exempt Market Dealer in all provinces and territories of Canada. Aberdeen Fund Distributors, LLC, and Aberdeen Asset Management Canada Limited, are wholly owned subsidiaries of Aberdeen Asset Management Inc. Aberdeen Asset Management Inc. is a wholly-owned subsidiary of Standard Life Aberdeen Plc.

www.aberdeenstandard.com is provided by Standard Life Aberdeen group.

Any reference to “this website” in this Legal Notice are to www.aberdeenstandard.com/canada and references within the pages of this site to “we, “our”, “us” or “Standard Life Aberdeen group” means Standard Life Aberdeen plc together with its subsidiaries, subsidiary undertakings and associated companies (whether direct or indirect) from time to time.

2. Residence and Jurisdiction

This site is intended for the information of residents in countries in which Aberdeen Asset Management group and Standard Life Investments group operates. The information on our site does not constitute an offer or solicitation to sell units or shares in any Aberdeen Asset Management group and Standard Life Investments group fund in any jurisdiction in which such offer, solicitation or distribution would be unlawful or in which the person or entity making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such offer or solicitation.

3. General disclaimers and terms

While Aberdeen Asset Managers Limited and Standard Life Investments Limited have taken all reasonable care to ensure that the information contained within the pages of this site is accurate, current and complies with relevant legislation and regulations in Canada as at the date of issue, errors or omissions may occur due to circumstances outside our control. We reserve the right to change the content, presentation, performance, facilities and availability of all or part of the pages of this site at our sole discretion and without prior notice. We make no warranty or representation that the pages of this site can be accessed at all times during the Canadian hours of business stated on this site. This site may be temporarily unavailable or restricted for administrative or other reasons. We will not be liable for any loss or damage arising out of or in connection with the loss of the use of this site.

All information contained in this site is provided in good faith and is believed to be accurate and reliable at the time of compilation. The information in this site is subject to applicable statutes and regulations and is provided “as is” and on an “as available” basis without warranties or conditions of any kind. We do not warrant that the information on this site will be uninterrupted or error free, or that any information, software, or other material accessible from or related to this site is free of viruses, worms, or other harmful components.

If you are in any doubt as to the accuracy and currency of any information contained within the pages of this site, or if you require any further information, you may wish to visit www.aberdeenstandard.com.

We do not accept any responsibility for information contained in any external third party websites which can be accessed by hypertext link from these pages or for these other sites not being available at all times. The links to any external third party websites are provided for general information purposes only and the sites concerned and their contents are not endorsed or promoted by us in any way, unless otherwise stated. Please note that when you click on any external site hypertext link you will leave this site and access the external third party site at your own risk.

Commissions, management fees and expenses all may be associated with fund investments. Please read the offering documents before investing. Please remember that funds are not guaranteed, their values change frequently and past performance is not a guide to future performance. The value of units and shares and the income from them can go down as well as up and investors may not get back the amount originally invested. Exchange rate changes may cause the value of foreign investments to rise or fall. For further details on any of the funds or products please read the relevant offering documents.

By accessing these pages you shall be deemed to have accepted and agreed to be bound by the terms of this Legal and Regulatory Information page which shall be governed by the laws of Canada.

4. Advice

Nothing on the pages of this site shall be deemed to constitute financial, investment or other professional advice in any way and you should consult your financial adviser or other professional adviser if you require any financial or other professional advice.

5. Copyright and trade marks

© 2017 Standard Life Aberdeen or its licensors. All rights reserved.

Copyright in the pages of this site, in the screens displaying the pages and in the information and material contained therein and their arrangement is owned by Standard Life Aberdeen group or its licensors unless otherwise indicated. Copyright of this material is owned by Standard Life Aberdeen or its licensor. Standard Life Aberdeen expressly prohibits the dissemination, reproduction or transmission of any of the contents of this site in any form, other than downloading or printing for personal, non-commercial use.

“Aberdeen Standard Investments” and the “Aberdeen Standard Investments” logo are trademarks of Standard Life Aberdeen group which may also claim trade mark and service mark rights in other marks contained within the pages of this site.

6. E-mail and other electronic communication

Please note that there is no guarantee that any electronic communication sent will be received by us, or that the contents of any such electronic communication will remain private or unaltered during transmission. If you have any such concerns you may prefer to telephone or send mail to us instead. We accept no liability for any damages you or others may suffer as a result of the alteration or loss of confidentiality of such information.

We filter, monitor and retain electronic communications to protect our systems and keep them running smoothly, and to comply with regulation and good business practice.

7. Downloads

Any software downloaded from this site is provided “as is” without warranty or condition, and is installed and used at your own risk. We do not warrant the suitability of any such software which is downloaded and accept no liability for any problems with your computer that may arise as a result. If you are in any doubt as to the suitability of software to be downloaded for your computer it is recommended that you obtain specialist advice before downloading.

8. Privacy

You consent to the collection, use and disclosure of your personal information by Standard Life Aberdeen in accordance with the terms of and for the purposes set forth in its privacy policies.

9. Cookie policy

Your use of this site is subject to the terms of our Cookie Policy.

10. Our Social Media terms and conditions

Our “Social Media Platforms” include Twitter, YouTube, LinkedIn and other social media platforms we make available.

Social media sites, including but not limited to, Twitter, YouTube and LinkedIn are public domain. We are not responsible for and do not endorse the content posted by other users of these sites.

General Social Media considerations

  • For your own security, we ask that you do not include personal or account information, including log in details, in any content you post, comment or message you send on our Social Media Platforms.
  • We are not responsible for the terms of use or privacy or security policies of any of our Social Media Platforms or any external third party site that may be linked to them and you use these at your own risk.
  • Please ensure that contributions to our Social Media Platforms are relevant and topical. We reserve the right to block any user or follower of our Social Media Platforms who posts or reposts content that we deem inappropriate or offensive or which constitutes a testimonial, advice, recommendation, or advertisement for securities, products, or services or is promotional in nature. We also reserve the right to block users or followers whose own social media platforms contain offensive or inappropriate content or serve as promotional sites.
  • Any opinions expressed by users on our Social Media Platforms are those of the persons submitting the opinion and don't necessarily represent our views.

No Offer

Nothing contained on any of our Social Media Platforms constitutes an offer, solicitation or recommendation regarding any investment management product or service, or the offer to sell or the solicitation of an offer to buy any security. All content is subject to applicable statutes and regulations.

Not all investment management products or services are available in all jurisdictions. Any potential investor should satisfy themselves that a product or service is permissible under the rules and regulations of his or her jurisdiction.

All investments are subject to risk, including the possible loss of money you invest.

No advice

The information posted to our Social Media Platforms by us represents our current opinions and such opinions are subject to change without notice. These posts have been provided for information purposes only and should not be considered as investment advice or a recommendation of any particular service, security, investment strategy or investment product. Please consult a qualified professional for this type of advice. Please refer to offering documents for further information concerning specific products.

Information provided or referred to by us on our Social Media Platforms may contain statements of future expectations and other forward-looking statements that are based on our current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. In addition to statements which are forward-looking by reason of context, the words “may, will, should, expects, plans, intends, anticipates, believes, estimates, predicts, potential, or continue” and similar expressions identify forward-looking statements. All views and assumptions contained in forward-looking statements are subject to change without notice. There is no specific intention of updating any forward-looking statements whether as a result of new information, future events or otherwise.

Geographic exclusion

We communicate to external audiences through our Social Media Platforms in a manner consistent with local regulatory requirements. Content on our Social Media Platforms is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the content is prohibited. Persons in respect of whom such prohibitions apply should not access the content.

Canada and the United States: Local regulations restrict communications from registered advisers and dealers via social media outlets. As such, our social media communications regarding finance or investments generally, or any investment management product or service we provide does not originate from and is not intended for any audience within Canada or the United States.