Legal and regulatory information

Investment involves risk. The value of investments, and the income from them, can go down as well as up and an investor may get back less than the amount invested.  Past performance is not a guide to future results.

Aberdeen Standard Investments is a brand of the investment businesses of Aberdeen Asset Management and Standard Life Investments.

Standard Life Aberdeen plc is registered in Scotland (SC286832) at 1 George Street, Edinburgh, EH2 2LL. www.standardlifeaberdeen.com.

The information contained in this website is of a general nature on the activities carried out by the entities listed below. This information is therefore only indicative and does not constitute any form of contractual agreement, nor is it to be considered as an offer, investment recommendation, or solicitation to deal in any financial instruments or engage in any investment service or activity.  No warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of the reader, any person or group of persons acting on any information, opinion or estimate contained in this website.

Please note that some of the investments referenced in this website are not authorised for distribution in all of those jurisdictions in which we operate. For further information, please speak to your usual contact or visit our websites www.standardlifeinvestments.com and www.aberdeen-asset.com.

Risks of investing:

Equities: Foreign securities may be more volatile, harder to price and less liquid than domestic securities. They are subject to different accounting and regulatory standards, and political and economic risks. These risks may be enhanced in emerging markets countries.

Fixed Income: Fixed income securities are subject to certain risks including, but not limited to: interest rate, credit, prepayment, and extension.

Property: Investments in property may carry additional risk of loss due to the nature and volatility of the underlying investments. Real estate investments are relatively illiquid and the ability to vary investments in response to changes in economic and other conditions is limited. Property values can be affected by a number of factors including, inter alia, economic climate, property market conditions, interest rates, and regulation.

Alternatives: Alternative investments may engage in speculative investment practices; involve a high degree of risk; and are generally considered to be illiquid due to restrictions on transferring interests.  An investor could lose all or a substantial portion of their investment. Investors must have the financial ability, sophistication / experience and willingness to bear the risks of such an investment.

Diversification does not necessarily ensure a return or protect against a loss.

This is not a complete list or explanation of the risks involved and investors should read the relevant offering documents and consult with their own advisors before investing.

This website is available for distribution by the following affiliates in the relevant countries:

United Kingdom, Norway and EU Countries by Aberdeen Asset Managers Limited. Authorised and regulated by the Financial Conduct Authority in the United Kingdom. Registered Office: 10 Queen’s Terrace, Aberdeen AB10 1YG. Registered in Scotland No. 108419.

Aberdeen Asset Managers Limited (AAML) holds a Category I financial services provider (FSP) licence in terms of the Financial Advisory and Intermediary Services Act, 2002, (FAIS) under licence 43675 and also holds professional Indemnity Insurance.

The FSP licence entitles AAML to provide “intermediary services” (as defined in FAIS) to South African clients in relation to shares; money market instruments; debentures and securitised debt; warrants, certificates and other instruments; bonds; derivative instruments; participatory interests in Collective Investment Schemes; foreign currency denominated investment instruments; long-term deposits; short-term deposits and participatory interest in a hedge fund.

Aberdeen Global is domiciled and regulated in Luxembourg and the Aberdeen Global sub-funds available for public sale in South Africa are approved by the Financial Sector Conduct Authority (FSCA).

Standard Life Investments Limited is registered in Scotland (SC123321) at 1 George Street, Edinburgh EH2 2LL. Standard Life Investments Limited is authorised and regulated in the UK by the Financial Conduct Authority.

Standard Life Investments Limited, a company registered in Ireland (904256) 90 St Stephen’s Green Dublin 2, is authorised and regulated in the UK by the Financial Conduct Authority. 
Switzerland by Aberdeen Standard Investments (Switzerland) AG ("ASIS"). Registered in Switzerland No. CHE-114.943.983. Registered Office: Schweizergasse 14, 8001 Zurich. Authorised by the Swiss Financial Market Supervisory Authority (FINMA). 

Abu Dhabi Global Market (“ADGM”) by Aberdeen Asset Middle East Limited. Regulated by the ADGM Financial Services Regulatory Authority.  Aberdeen Asset Middle East Limited, Al Sila Tower, 24th Floor, Abu Dhabi Global Market Square, Al Maryah Island, PO Box 5100737, Abu Dhabi, United Arab Emirates.

Singapore by Aberdeen Standard Investments (Asia) Limited, Registration Number 199105448E. 

Hong Kong by Aberdeen Standard Investments (Hong Kong) Limited. This document has not been reviewed by the Securities and Futures Commission.

The People’s Republic of China (“PRC”) by Aberdeen Standard Asset Management (Shanghai) Co., Ltd in the PRC only.

Australia and New Zealand by Aberdeen Standard Investments Australia Limited ABN 59 002 123 364, AFSL No. 240263.  In New Zealand to wholesale investors only as defined in the Financial Markets Conduct Act 2013 (New Zealand).

Malaysia by Aberdeen Asset Management Sdn Bhd, Company Number: 690313-D and Aberdeen Islamic Asset Management Sdn Bhd, Company Number: 827342-W.

Thailand by Aberdeen Standard Asset Management (Thailand) Limited.

Japan by Aberdeen Standard Investments (Japan) Limited.

Taiwan by Aberdeen Standard Investments Taiwan Limited, which is operated independently,  8F, No.101, Songren Rd., Taipei City, Taiwan, Republic of China Tel: +886 2 87224500.

Indonesia by PT Aberdeen Asset Management which is registered and supervised by Otoritas Jasa Keuangan (OJK).

Aberdeen Standard Investments (ASI) is the marketing name in Brazil for Aberdeen do Brasil Gestão de Recursos Ltda. Aberdeen do Brasil Gestão de Recursos Ltda. is an entity duly registered with the Comissão de Valores Mobiliários (CVM) as an investment manager.

Aberdeen Standard Investments (“ASI”) is the marketing name in Canada for the following affiliated entities: Standard Life Investments (USA) Ltd, Aberdeen Asset Management Inc., Aberdeen Fund Distributors, LLC, and Aberdeen Standard Investments (Canada) Limited. Standard Life Investments (USA) Ltd. is registered as a Portfolio Manager and Exempt Market Dealer in all provinces and territories of Canada as well as an Investment Fund Manager in the provinces of Ontario, Quebec, and Newfoundland and Labrador. Aberdeen Asset Management Inc. is registered as a Portfolio Manager in the Canadian provinces of Ontario, New Brunswick, and Nova Scotia and as an Investment Fund Manager in the provinces of Ontario, Quebec, and Newfoundland and Labrador. Aberdeen Standard Investments (Canada) Limited is registered as a Portfolio Manager in the province of Ontario. Aberdeen Fund Distributors, LLC, operates as an Exempt Market Dealer in all provinces and territories of Canada. Aberdeen Fund Distributors, LLC, and Aberdeen Standard Investments (Canada) Limited, are wholly owned subsidiaries of Aberdeen Asset Management Inc. Aberdeen Asset Management Inc. is a wholly-owned subsidiary of Standard Life Aberdeen Plc. Standard Life Investments (USA) Ltd. is a wholly-owned subsidiary of Standard Life Aberdeen Plc.

In the United States, Aberdeen Standard Investments is the marketing name for the following affiliated, registered investment advisers: Aberdeen Asset Management Inc., Aberdeen Asset Managers Ltd., Aberdeen Asset Management Ltd., Aberdeen Standard Investments (Asia) Limited., Aberdeen Asset Capital Management, LLC, Standard Life Investments (Corporate Funds) Ltd., and Standard Life Investments (USA) Ltd.

Warning
Risk warning – The value of investments and the income from them can go down as well as up and you may get back less than the amount invested. Please refer to the risk factors in the prospectus for general and specific investment risks attached to the individual funds. Please refer to the Key Investor Information document and risk factors in the prospectus for general and specific investment risks attached to the individual funds.