Legal and regulatory information

Investment involves risk. The value of investments, and the income from them, can go down as well as up and an investor may get back less than the amount invested.  Past performance is not a guide to future results.

Aberdeen Standard Investments is a brand of the investment businesses of Aberdeen Asset Management and Standard Life Investments.

Disclaimer

Access to this website is granted by Singapore by Aberdeen Standard Investments (Asia) Limited subject to the terms and conditions below. PLEASE READ THE TERMS AND CONDITIONS BELOW CAREFULLY.

Local legal restrictions

By accessing this website, you are representing and warranting that you are either resident in Singapore or the applicable laws and regulations of your jurisdiction allow you to access the website, and that you have agreed to the conditions below. The information and materials on this website are solely for use by Singapore residents. The funds under the Aberdeen Standard Select Portfolio mentioned in this website are Singapore-authorised funds and approved for sale or purchase in Singapore.

Information and materials

The information and materials contained in this website are provided "As is", "As Available", strictly for information purposes only and should not be considered an offer, or solicitation, to deal in the Aberdeen Standard Select Portfolio. Aberdeen Standard Investments reserves the right to make any amendments to the information and materials contained in this website, at any time.

Investments in any of the funds of the Aberdeen Standard Select Portfolio are not deposits in, obligations of, or guaranteed or insured by Aberdeen Standard Investments, and are subject to investment risks, including the possible loss of the principal amount invested. Unit values and income therefrom may fall or rise. Past performance or any prediction, projection or forecast is not indicative of future or likely performance. The funds of the Aberdeen Standard Select Portfolio as well as their underlying funds may use or invest in financial derivative instruments. Please refer to the prospectus of the funds for more information.

All applications for units in the funds must be made on application forms available from the Distributors.

Any opinion or views made are not necessarily indicative of future or likely performance of the funds. Some of the information on this website may contain projections or other forward looking statements regarding future events or future financial performance of countries, markets or companies. These statements are only predictions and actual events or results may differ materially. Any opinion or estimate contained in this website is made on a general basis and is not to be relied on by the reader as professional advice.

Any research or analysis contained or used on this website has been procured for Aberdeen Standard Investments's own use and may have been acted on for its own purpose. The reader must make his/her own assessment of the relevance, accuracy and adequacy of the information contained in this website and make such independent investigations as he/she may consider necessary or appropriate for the purpose of such assessment.

Before making any investment decisions, prospective investors should read the Prospectus as well as the Product Highlights Sheet, available by clicking the hyperlink or from Aberdeen Standard Investments at its office at 21 Church Street, #01-01 Capital Square Two, Singapore 049480. Investors should seek advice from a financial adviser as to whether the relevant fund is suitable for him, or consider carefully if the fund is suitable for him, before deciding whether to invest in the units of the relevant fund.

No warranties: Limitation and liability

Aberdeen Standard Investments does not warrant the accuracy, adequacy or completeness of the information and materials contained on this website, and expressly disclaims liability for errors or omissions in the same. Loss or damage of any kind, including direct, indirect or consequential damages, which may be incurred through the use of or access to this website, or any links to third-party websites provided by hyperlinks on this website, is expressly disclaimed.

In addition, loss or damage of any kind relating to or arising from any tampering with the reader's computer system by unauthorized parties and from any computer virus, is expressly disclaimed.

Links to external websites

Third party websites provided by hyperlinks on this website are completely beyond the control of Aberdeen Standard Investments. Accordingly, Aberdeen Standard Investments accepts no responsibility for the accuracy, completeness and legality of the contents of such third party website, or for any offers, services and products contained therein.

Material interests

The Aberdeen group of companies together with their respective directors and employees may take or have taken interests or positions in the securities, funds or other types of investments mentioned in this website. Such companies or persons may also perform or seek to perform broking and other investment services for the funds, companies whose securities or other types of investments which are mentioned in this website as well as other parties generally.

Important: The information is provided on a general basis for information purposes only, and is not to be relied on as investment, legal, tax or other advice as it does not take into account the investment objectives, financial situation or particular needs of any specific investor.

Investments in the funds are subject to investment risks, including the possible loss of the principal amount invested. Share values and income therefrom may fall or rise. Past performance is not necessarily indicative of future performance. You should read the Singapore prospectus and the product highlights sheet before deciding whether to invest in shares of the funds. The Singapore prospectus is available and can be obtained from Singapore by Aberdeen Standard Investments (Asia) Limited ('ASI Asia') or its website at www.aberdeenstandard.com.sg or any of its appointed distributors in Singapore. Advice should be sought from a financial adviser regarding the suitability of the funds before purchasing shares in the funds. In the event that you choose not to seek advice from a financial adviser, you should consider whether the funds are suitable for you.

The funds may use or invest in financial derivatives instruments. Please refer to the Singapore prospectus for more information. Dividend distributions are not guaranteed and may be subject to fluctuations. You should note that the funds may have a higher volatility due to their investment policies or portfolio management techniques.

Any research or analysis used to derive, or in relation to, the information herein has been procured by ASI Asia for its own use, and may have been acted on for its own purpose. The information herein, including any opinions or forecasts have been obtained from or is based on sources believed by ASI Asia to be reliable, but ASI Asia does not warrant the accuracy, adequacy or completeness of the same, and expressly disclaims liability for any errors or omissions. As such, any person acting upon or in reliance of these materials does so entirely at his or her own risk. Any projections or other forward-looking statements regarding future events or performance of countries, markets or companies are not necessarily indicative of, and may differ from, actual events or results. No warranty whatsoever is given and no liability whatsoever is accepted by ASI Asia or its affiliates, for any loss, arising directly or indirectly, as a result of any action or omission made in reliance of any information, opinion or projection made in this presentation.

The information herein shall not be disclosed, used or disseminated, in whole or part, and shall not be reproduced, copied or made available to others. ASI Asia reserves the right to make changes and corrections to the information, including any opinions or forecasts expressed herein at any time, without notice.

The information and materials on this website are solely for use by Singapore residents.

There are important legal and regulatory restrictions which apply to this website. These are laid out in the Legal section which you are advised to read before proceeding. By proceeding, you are representing that you have understood and accepted the restrictions set out in the Legal section.

Third party websites provided by hyperlinks on this website are completely beyond the control of ASI Asia. Accordingly, ASI Asia accepts no responsibility for the accuracy, completeness and legality of the contents of such third party website, or for any offers, services and products contained therein.

Singapore by Aberdeen Standard Investments (Asia) Limited, Registration Number 199105448E

Risks of investing:

Equities: Foreign securities may be more volatile, harder to price and less liquid than domestic securities. They are subject to different accounting and regulatory standards, and political and economic risks. These risks may be enhanced in emerging markets countries.

Fixed Income: Fixed income securities are subject to certain risks including, but not limited to: interest rate, credit, prepayment, and extension.

Property: Investments in property may carry additional risk of loss due to the nature and volatility of the underlying investments. Real estate investments are relatively illiquid and the ability to vary investments in response to changes in economic and other conditions is limited. Property values can be affected by a number of factors including, inter alia, economic climate, property market conditions, interest rates, and regulation.

Alternatives: Alternative investments may engage in speculative investment practices; involve a high degree of risk; and are generally considered to be illiquid due to restrictions on transferring interests.  An investor could lose all or a substantial portion of their investment. Investors must have the financial ability, sophistication / experience and willingness to bear the risks of such an investment.

Diversification does not necessarily ensure a return or protect against a loss.

This is not a complete list or explanation of the risks involved and investors should read the relevant offering documents and consult with their own advisors before investing.