Three investment styles

With MyPortfolio, you can choose from three different investment styles

MyPortfolio Index – Five low cost portfolios, comprising primarily of our index tracker funds offering diversified exposure to a range of defensive and growth assets. The underlying tracker funds will, therefore, follow their respective index down as well as up. Each portfolio benefits from a strategically optimised asset allocation and ongoing rebalancing back to target risk level.

MyPortfolio Index Plus – These five portfolios offer exposure to our proprietary enhanced index funds that seek to outperform traditional index tracker funds without increasing risk, alongside traditional tracker and some carefully selected active funds. These portfolios offer diversified exposure to a range of defensive and growth assets in both traditional and alternative asset classes.

MyPortfolio Select – With a higher cost budget, this range is permitted to invest in a broader set of investment styles as well as make use of third party managers where justified. By intelligently allocating the cost and risk budget, this allows us to combine traditional tracker, enhanced index and active strategies to deliver the best possible outcome within the target cost and risk parameters. This means that each investment style and manager is put to best use meaning, for example, active strategies are only utilised where we believe this is likely to lead to better risk-adjusted returns and thereby justify the higher cost typically associated with active strategies. Where we think an index tracker or enhanced index approach is likely to offer the most efficient access to a particular set of return drivers, we will make use of these lower cost styles.

Risk warning - Before investing, investors should consider carefully the investment objective, risks, charges, and expenses of a fund. This and other important information is contained in the prospectus and KIID document. The information is intended to be of general interest only and should not be considered as an offer, investment recommendation or solicitation, to deal in the shares of any securities or financial instruments.