Choice of risk level

There are five MyFolio risk levels, providing sufficient choice to meet the risk preferences of the majority of clients, in a simple to understand format.

MyFolio I

Designed for investors with a conservative approach to investing and who prefer to take a small amount of risk to achieve modest or relatively stable returns. They accept there may be some short-term periods of fluctuation in value.

MyFolio II

Designed for relatively cautious investors who want to achieve a reasonable return and are prepared to accept risk in doing so. Typically, these portfolios will exhibit relatively modest yet frequent fluctuations in value.

MyFolio III

Designed for investors with a balanced attitude to risk, e.g. do not seek risky investments but do not avoid them either. These types of investors are prepared to accept fluctuations in the value of their investments to try to achieve better long-term returns. They understand that their investments may be subject to frequent and, at times, significant fluctuations in value.

MyFolio IV

Designed for investors who are relatively comfortable with investment risk, aim for higher long-term returns, and understand that this can mean some sustained periods of poorer performance. They are prepared to accept significant fluctuations in value to try to achieve better long-term returns.

MyFolio V

Designed for investors who are very comfortable with investment risk, aim for high long-term investment returns and do not overly worry about periods of poorer performance in the short-to-medium term. Ordinarily, these portfolios can be subject to the full extent and frequency of stock market fluctuations.

Risk warning - Before investing, investors should consider carefully the investment objective, risks, charges, and expenses of a fund. This and other important information is contained in the prospectus and KIID document. The information is intended to be of general interest only and should not be considered as an offer, investment recommendation or solicitation, to deal in the shares of any securities or financial instruments.