We are committed to preserving the privacy of all visitors to our website (“Website”). You will not be asked to submit personal information about you in order to receive information or use services on our Website. We use cookies (see paragraph 9 for further details) and when you browse this Website we will store information as to how you use the Website in order to improve the quality of service provided to you.  For example, it will allow us to decide the most appropriate site layout and navigation. We have provided links to external third party websites and other websites of Standard Life Aberdeen group. We want you to be aware that these websites may send their own cookies to users, or otherwise collect data or solicit personal information.  We assume no responsibility for the information gathering practices of websites you are able to access through our Website, and we encourage you to review each website’s privacy policy before disclosing any personally identifiable information.